Loan Service Details

Home Improvement Loan

Renovation and upgrade loan guidance for home repair, extension, and modernization projects.

Overview

Service guidance built around your requirement.

We guide homeowners through the loan process for repairs, remodeling, and extensions, preparing the required budget, ownership documents, and bank-ready paperwork.

Service Summary

What customers should know

Service	Home Improvement Loan
Who Can Apply	Homeowners seeking finance for renovation, repair, extension, or interior upgrades who have clear property title and steady income or business cash flow.
Customer Charge	No commission charges are taken from customers for loan guidance.

Documentation

Home improvement loan document checklist

Prepare the documents below according to your applicant profile and property type.

No.	Document Type	Required Documents
01	For Salaried Applicants	1. PAN card for applicant and co-applicant. 2. Passport-size photographs for applicant and co-applicant. 3. Aadhaar card for applicant and co-applicant. 4. Latest 3 months salary slips. 5. Last 2 years Form 16 or income tax returns. 6. Latest 6 months bank statement. 7. Property title documents and ownership proof. 8. Renovation or repair estimate from contractor.
02	For SENP / Business Applicants	1. PAN card for applicant and co-applicant. 2. Passport-size photographs for applicant and co-applicant. 3. Aadhaar card for applicant and co-applicant. 4. Office address proof. 5. GST certificate, if available. 6. Last 3 years income tax returns with balance sheet or audit report, if applicable. 7. Last 1 year current account statement for applicant and co-applicant. 8. Property title documents and ownership proof. 9. Renovation or repair estimate from contractor. 10. Existing loan statement, if any.
03	Property Documents	1. Home title deed. 2. Encumbrance certificate. 3. Municipal property tax receipt. 4. Renovation estimate or contractor quotation. 5. Builder or contractor agreement, if available.

Keep clear photos or PDF copies ready for faster review.

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Process

From requirement review to bank coordination

Requirement Review

We understand the loan purpose, applicant profile, income source, and property details.

Document Guidance

We explain the papers generally required for this service and help customers stay prepared.

Bank Option Discussion

We guide customers with suitable bank options from our current service coverage.

Process Support

We help customers stay ready during bank review, queries, and next steps.