Loan Service Details

Land + Construction Loan

Combined financing for land purchase and building construction with stage-wise bank support.

Overview

Service guidance built around your requirement.

We support customers seeking a single loan for land acquisition plus construction, helping with eligibility, construction estimates, bank appraisal, and compliance documentation.

Service Summary

What customers should know

Service	Land + Construction Loan
Who Can Apply	Homebuyers and small developers planning land purchase and construction on one property with proper approvals and project documentation.
Customer Charge	No commission charges are taken from customers for loan guidance.

Documentation

Land + construction loan document checklist

Prepare the documents below according to your applicant profile and property type.

No.	Document Type	Required Documents
01	For Salaried Applicants	1. PAN card for applicant and co-applicant. 2. Passport-size photographs for applicant and co-applicant. 3. Aadhaar card for applicant and co-applicant. 4. Latest 3 months salary slips. 5. Last 2 years Form 16 or income tax returns. 6. Latest 6 months bank statement. 7. Copy of land sale agreement. 8. Land ownership and title documents. 9. Approved construction estimate or builder quotation.
02	For SENP / Business Applicants	1. PAN card for applicant and co-applicant. 2. Passport-size photographs for applicant and co-applicant. 3. Aadhaar card for applicant and co-applicant. 4. Office address proof. 5. GST certificate, if available. 6. Last 3 years income tax returns with balance sheet or audit report, if applicable. 7. Last 1 year current account statement for applicant and co-applicant. 8. Copy of land sale agreement. 9. Land ownership and title documents. 10. Approved construction estimate or builder quotation. 11. Existing loan statement, if any.
03	Property and Construction Documents	1. Copy of land title deed. 2. Land sale agreement or allotment letter. 3. Approved building plan and construction estimate. 4. NOC and local authority approvals, if applicable. 5. Survey map or site plan. 6. Encumbrance certificate.

Keep clear photos or PDF copies ready for faster review.

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Process

From requirement review to bank coordination

Requirement Review

We understand the loan purpose, applicant profile, income source, and property details.

Document Guidance

We explain the papers generally required for this service and help customers stay prepared.

Bank Option Discussion

We guide customers with suitable bank options from our current service coverage.

Process Support

We help customers stay ready during bank review, queries, and next steps.