Loan Service Details

Lease Rental Discounting

Lease rental discounting guidance for property owners to leverage stable rental cash flow as bank finance.

Overview

Service guidance built around your requirement.

Our LRD service helps commercial property owners and corporate landlords unlock working capital by discounting rental income with lender-ready lease and rent documentation.

Service Summary

What customers should know

Service	Lease Rental Discounting
Who Can Apply	Commercial property owners, corporate landlords, and businesses with leased assets generating stable rent income who want bank finance against rentals.
Customer Charge	No commission charges are taken from customers for loan guidance.

Documentation

LRD document checklist

Prepare the documents below according to your applicant profile and property type.

No.	Document Type	Required Documents
01	For Property Owners	1. Copy of Leave and License Agreement or lease deed. 2. Copy of bank statement reflecting rental credits. 3. Property title deed. 4. Encumbrance certificate. 5. Occupancy certificate. 6. Latest property tax receipts.
02	For Business Applicants	1. PAN card for applicant and co-applicant. 2. Passport-size photographs for applicant and co-applicant. 3. Aadhaar card for applicant and co-applicant. 4. Business registration proof. 5. GST certificate, if available. 6. Last 3 years income tax returns with balance sheet or audit report, if applicable. 7. Last 1 year current account statement. 8. Existing loan statement, if any.
03	Lease and Rental Documents	1. Copy of Leave and License Agreement or rent deed. 2. Copy of bank statement reflecting rental credits. 3. Tenant rent receipts for the last 6-12 months. 4. Tenant profile and rental payment history.

Keep clear photos or PDF copies ready for faster review.

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Process

From requirement review to bank coordination

Requirement Review

We understand the loan purpose, applicant profile, income source, and property details.

Document Guidance

We explain the papers generally required for this service and help customers stay prepared.

Bank Option Discussion

We guide customers with suitable bank options from our current service coverage.

Process Support

We help customers stay ready during bank review, queries, and next steps.