Home
Sagar Financial Services

Loan Service Details

Home Loan

Guidance for home loan eligibility, bank comparison, documentation, and smooth processing support.

Contact Us All Services
Home Loan

Overview

Service guidance built around your requirement.

Our home loan consultant support helps salaried, self-employed, and business customers understand eligibility, prepare documents, and connect with suitable bank options for buying or constructing a home.

Service Summary

What customers should know

Service Home Loan
Who Can Apply Salaried employees, professionals, business owners, and families planning to purchase, construct, or transfer a home loan can apply with proper income and property documents.
Customer Charge No commission charges are taken from customers for loan guidance.

Documentation

Home loan document checklist

Prepare the documents below according to your applicant profile and property type.

No. Document Type Required Documents
01 For Salaried Applicants
  • 1. PAN card for applicant and co-applicant.
  • 2. Passport-size photographs for applicant and co-applicant.
  • 3. Aadhaar card for applicant and co-applicant.
  • 4. Latest 4 months salary slips.
  • 5. Last 2 years Form 16 or income tax returns.
  • 6. Last 1 year savings or salary account passbook or bank statement.
  • 7. Existing loan statement, if any, for applicant and co-applicant where applicable.
02 KYC and Other Documents Required for All Categories
  • 1. Application form with photograph duly signed.
  • 2. Identity, residence and age proof.
  • 3. Processing fee cheque.
  • 4. Copy of title documents for the property being mortgaged.
03 Income Documents Required
  • 1. Latest 6 months’ bank statement.
  • 2. Latest 3 months’ salary slips.
  • 3. Form 16 / Income Tax Returns.
  • 4. Repayment track record for existing loans for the last 12 months.
04 Additional Documents for LRD
  • 1. Copy of Leave and License Agreement.
  • 2. Copy of bank statement reflecting rental credits.
05 Additional Documents for BT
  • 1. Principal Outstanding Letter.
  • 2. List of Documents.
  • 3. Repayment Track Record.
06 Note
  • 1. Income documents are not required for LRD. Additional documents may be required on a case-to-case basis.
07 For SENP / Business Applicants
  • 1. PAN card for applicant and co-applicant.
  • 2. Passport-size photographs for applicant and co-applicant.
  • 3. Aadhaar card for applicant and co-applicant.
  • 4. Office address proof.
  • 5. GST certificate, if available.
  • 6. Last 3 years income tax returns with balance sheet or audit report, if applicable.
  • 7. Last 1 year current account, if any, and savings account statement for applicant and co-applicant.
  • 8. Existing loan statement, if any, for applicant and co-applicant where applicable.
08 For Partnership Firm or Pvt Ltd Company
  • 1. Last 3 years income tax returns of the firm or company with balance sheet or audit report, if applicable.
  • 2. Last 1 year current account statement of the partnership firm or company.
09 Property Documents
  • 1. Complete property file copy with title chain.
  • 2. Sale deed or sale agreement.
  • 3. Seller PAN card copy.
  • 4. Seller bank passbook copy.
  • 5. 10% payment cheque or payment details for the seller, as required in the loan process.
  • 6. Original builder property file to be shown to the bank after loan approval, where applicable.

Keep clear photos or PDF copies ready for faster review.

Send on WhatsApp

Process

From requirement review to bank coordination

01

Requirement Review

We understand the loan purpose, applicant profile, income source, and property details.

02

Document Guidance

We explain the papers generally required for this service and help customers stay prepared.

03

Bank Option Discussion

We guide customers with suitable bank options from our current service coverage.

04

Process Support

We help customers stay ready during bank review, queries, and next steps.

WhatsApp